Business funding education
This application helps us confirm what you are most likely to qualify for. Review the guidelines below, then complete the survey directly under this section.
Best for business owners with strong personal credit who want lower cost funding and longer term options.
Typically 720 plus personal scores with clean utilization and strong payment history
Business structured correctly with clean basics in place
Business lines of credit, business loans, and 0 percent interest credit card stacking
Best for business owners who want speed and approvals driven by bank activity and deposits, even if credit is not a perfect match.
Revenue based lending, working capital, and cash advances are common products
Many programs prefer 10K plus monthly revenue with consistent deposits
Lower personal credit scores can be acceptable, higher rates can apply depending on risk
Both options can be valuable. The best path depends on your credit strength, cash flow, and timeline.
Best for
Strong credit profiles seeking top terms
Common products
Lines of credit, business loans, 0 percent interest credit card stacking
Primary focus
Credit strength plus business fundamentals
Speed
Varies based on underwriting and documentation
Cost
Typically lower cost when qualified
Best for
Cash flow driven approvals and faster timelines
Common products
Revenue based lending, working capital, cash advances
Primary focus
Deposits, bank activity, revenue patterns
Speed
Often faster when statements support the request
Cost
Can be higher cost depending on risk profile
Complete the funding survey so we can match you to realistic options.
We review credit strength, business basics, and bank activity to confirm best fit.
Get funding routes aligned to your timeline, risk profile, and goal.
We help you understand terms and select the option that protects cash flow.
Timelines vary by product and underwriting, many options fund quickly when qualified.
Submit your details so we can confirm whether traditional funding, alternative lending, or a blended approach is the best fit for you.
© All Roads Lead to Credit. All rights reserved. Created and copywritten by Misty Schroeder.